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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,570 | $111,814+84.7% | $103,374+99.8% | $145,959+41.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 15.49% | 24.77%-9.3pp | 24.89%-9.4pp | 561.95%-546.5pp |
| Employer contribution / active EE | $8,642 | $4,214+105.1% | $3,869+123.3% | $4,661+85.4% |
| Participant deferral / active EE | $6,490 | $5,618+15.5% | $5,058+28.3% | $6,689-3.0% |
| Admin fee / account holder | $8,811 | $9,754-9.7% | $8,394+5.0% | $13,398-34.2% |