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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,911 | $105,861-60.4% | $90,756-53.8% | $134,509-68.8% |
| Participation rate | 50.0% | 78.2%-28.2pp | 75.7%-25.7pp | 81.2%-31.2pp |
| Annual return | -12.53% | -10.99%-1.5pp | -12.16%-0.4pp | 418.13%-430.7pp |
| Employer contribution / active EE | $870 | $3,463-74.9% | $2,922-70.2% | $4,741-81.7% |
| Participant deferral / active EE | $4,704 | $5,217-9.8% | $4,565+3.0% | $6,400-26.5% |
| Admin fee / account holder | $11,972 | $13,938-14.1% | $8,445+41.8% | $11,427+4.8% |