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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,682 | $99,032-47.8% | $80,022-35.4% | $135,379-61.8% |
| Participation rate | 56.3% | 78.4%-22.1pp | 75.8%-19.6pp | 82.6%-26.4pp |
| Annual return | -8.42% | 15.39%-23.8pp | 11.22%-19.6pp | 519.79%-528.2pp |
| Employer contribution / active EE | $1,384 | $3,043-54.5% | $2,468-43.9% | $4,779-71.0% |
| Participant deferral / active EE | $2,850 | $4,282-33.5% | $3,686-22.7% | $5,609-49.2% |
| Admin fee / account holder | $0 | $10,436-100.0% | $6,521-100.0% | $10,828-100.0% |