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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,487 | $106,864+112.9% | $147,318+54.4% | $82,637+175.3% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 9.52% | 27.49%-18.0pp | 70.43%-60.9pp | 53.51%-44.0pp |
| Employer contribution / active EE | $5,468 | $3,417+60.0% | $4,593+19.0% | $2,552+114.2% |
| Participant deferral / active EE | $9,880 | $6,496+52.1% | $7,906+25.0% | $4,126+139.5% |
| Admin fee / account holder | $16,491 | $8,415+96.0% | $13,708+20.3% | $7,339+124.7% |