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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,748 | $89,367+105.6% | $141,191+30.1% | $72,975+151.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 1.80% | 111.87%-110.1pp | 71.41%-69.6pp | 81.01%-79.2pp |
| Employer contribution / active EE | $4,045 | $3,115+29.9% | $4,736-14.6% | $2,440+65.8% |
| Participant deferral / active EE | $6,918 | $5,419+27.7% | $6,710+3.1% | $3,608+91.8% |
| Admin fee / account holder | $27,845 | $5,957+367.5% | $10,264+171.3% | $5,124+443.4% |