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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,079 | $52,678-6.8% | $75,784-35.2% | $59,633-17.7% |
| Participation rate | 56.0% | 67.2%-11.2pp | 75.8%-19.8pp | 68.7%-12.7pp |
| Annual return | -0.36% | 2.95%-3.3pp | 9.68%-10.0pp | 2041.45%-2041.8pp |
| Employer contribution / active EE | $527 | $2,193-76.0% | $3,323-84.2% | $2,203-76.1% |
| Participant deferral / active EE | $3,061 | $2,591+18.1% | $3,652-16.2% | $3,192-4.1% |
| Admin fee / account holder | $17,557 | $3,610+386.3% | $5,300+231.3% | $4,297+308.6% |