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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,382 | $65,364-27.5% | $92,909-49.0% | $72,975-35.1% |
| Participation rate | 62.5% | 68.3%-5.8pp | 76.0%-13.5pp | 69.5%-7.0pp |
| Annual return | 20.01% | 42.11%-22.1pp | 109.44%-89.4pp | 81.01%-61.0pp |
| Employer contribution / active EE | $668 | $2,594-74.3% | $3,653-81.7% | $2,440-72.6% |
| Participant deferral / active EE | $2,946 | $3,128-5.8% | $4,238-30.5% | $3,608-18.3% |
| Admin fee / account holder | $1,927 | $4,251-54.7% | $5,795-66.7% | $5,124-62.4% |