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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,728 | $28,624+77.2% | $53,647-5.4% | $82,637-38.6% |
| Participation rate | 61.1% | 47.3%+13.8pp | 56.3%+4.8pp | 68.1%-6.9pp |
| Annual return | 16.26% | 664.98%-648.7pp | 358.33%-342.1pp | 53.51%-37.2pp |
| Employer contribution / active EE | $2,232 | $637+250.6% | $962+132.0% | $2,552-12.5% |
| Participant deferral / active EE | $4,714 | $1,196+294.1% | $1,813+160.0% | $4,126+14.2% |
| Admin fee / account holder | $1,614 | $2,022-20.2% | $2,460-34.4% | $7,339-78.0% |