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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,308 | $27,936-9.4% | $58,561-56.8% | $75,173-66.3% |
| Participation rate | 80.6% | 38.8%+41.8pp | 50.9%+29.8pp | 67.2%+13.4pp |
| Annual return | 12.08% | 44.21%-32.1pp | 4251.33%-4239.2pp | 160.72%-148.6pp |
| Employer contribution / active EE | $2,542 | $670+279.7% | $1,053+141.3% | $2,671-4.8% |
| Participant deferral / active EE | $5,540 | $1,202+360.9% | $1,923+188.1% | $4,126+34.3% |
| Admin fee / account holder | $1,423 | $1,727-17.6% | $2,520-43.5% | $5,651-74.8% |