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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,192 | $106,280-74.4% | $96,538-71.8% | $139,487-80.5% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 17.30% | 38.48%-21.2pp | 35.74%-18.4pp | 373.84%-356.5pp |
| Employer contribution / active EE | $1,268 | $4,107-69.1% | $3,740-66.1% | $4,755-73.3% |
| Participant deferral / active EE | $7,599 | $5,457+39.3% | $4,880+55.7% | $6,713+13.2% |
| Admin fee / account holder | $1,940 | $7,888-75.4% | $6,737-71.2% | $11,407-83.0% |