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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,334 | $115,814-85.0% | $101,275-82.9% | $158,982-89.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 16.19% | 56.16%-40.0pp | 46.48%-30.3pp | 302.99%-286.8pp |
| Employer contribution / active EE | $996 | $4,176-76.2% | $3,660-72.8% | $4,763-79.1% |
| Participant deferral / active EE | $3,980 | $4,958-19.7% | $4,371-8.9% | $5,983-33.5% |
| Admin fee / account holder | $318 | $7,249-95.6% | $5,948-94.7% | $11,252-97.2% |