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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,327 | $49,891+24.9% | $80,607-22.7% | $75,181-17.1% |
| Participation rate | 58.8% | 55.3%+3.5pp | 67.0%-8.2pp | 67.2%-8.4pp |
| Annual return | 17.61% | 34.67%-17.1pp | 936.11%-918.5pp | 160.69%-143.1pp |
| Employer contribution / active EE | $1,427 | $1,698-16.0% | $2,724-47.6% | $2,671-46.6% |
| Participant deferral / active EE | $3,843 | $2,991+28.5% | $4,448-13.6% | $4,126-6.9% |
| Admin fee / account holder | $189 | $3,578-94.7% | $5,379-96.5% | $5,650-96.7% |