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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,876 | $48,053+8.0% | $84,628-38.7% | $72,975-28.9% |
| Participation rate | 34.1% | 57.6%-23.5pp | 68.2%-34.1pp | 69.5%-35.4pp |
| Annual return | 22.64% | 37.39%-14.7pp | 258.80%-236.2pp | 81.01%-58.4pp |
| Employer contribution / active EE | $982 | $1,602-38.7% | $2,653-63.0% | $2,440-59.8% |
| Participant deferral / active EE | $2,622 | $2,681-2.2% | $3,900-32.8% | $3,608-27.3% |
| Admin fee / account holder | $250 | $3,395-92.6% | $4,914-94.9% | $5,124-95.1% |