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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,752 | $104,924-8.7% | $84,623+13.2% | $152,885-37.4% |
| Participation rate | 66.7% | 74.8%-8.2pp | 68.2%-1.6pp | 82.5%-15.8pp |
| Annual return | 20.18% | 373.82%-353.6pp | 258.77%-238.6pp | 345.39%-325.2pp |
| Employer contribution / active EE | $858 | $3,302-74.0% | $2,652-67.6% | $4,763-82.0% |
| Participant deferral / active EE | $3,825 | $4,689-18.4% | $3,899-1.9% | $5,851-34.6% |
| Admin fee / account holder | $12,628 | $6,242+102.3% | $4,913+157.0% | $11,598+8.9% |