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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,080 | $84,518-33.6% | $67,704-17.2% | $125,389-55.3% |
| Participation rate | 50.0% | 74.8%-24.8pp | 67.5%-17.5pp | 83.2%-33.2pp |
| Annual return | -0.49% | 2.57%-3.1pp | 25.41%-25.9pp | 282.24%-282.7pp |
| Employer contribution / active EE | $1,218 | $3,292-63.0% | $2,559-52.4% | $4,866-75.0% |
| Participant deferral / active EE | $5,368 | $4,430+21.2% | $3,585+49.7% | $5,352+0.3% |
| Admin fee / account holder | $11,334 | $5,340+112.2% | $4,255+166.4% | $9,541+18.8% |