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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,348 | $117,846+123.5% | $102,434+157.1% | $145,884+80.5% |
| Participation rate | 92.3% | 78.6%+13.7pp | 76.5%+15.8pp | 80.3%+12.0pp |
| Annual return | 7.58% | 31.90%-24.3pp | 29.46%-21.9pp | 551.85%-544.3pp |
| Employer contribution / active EE | $7,692 | $3,615+112.8% | $3,023+154.4% | $4,662+65.0% |
| Participant deferral / active EE | $1,338 | $5,733-76.7% | $5,055-73.5% | $6,690-80.0% |
| Admin fee / account holder | $38,639 | $13,356+189.3% | $9,462+308.4% | $13,392+188.5% |