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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,173 | $115,814+143.6% | $101,275+178.6% | $158,982+77.5% |
| Participation rate | 92.9% | 79.4%+13.5pp | 75.8%+17.0pp | 82.0%+10.9pp |
| Annual return | 10.41% | 56.16%-45.7pp | 46.48%-36.1pp | 302.99%-292.6pp |
| Employer contribution / active EE | $5,463 | $4,176+30.8% | $3,660+49.3% | $4,763+14.7% |
| Participant deferral / active EE | $830 | $4,958-83.3% | $4,371-81.0% | $5,983-86.1% |
| Admin fee / account holder | $13,864 | $7,249+91.3% | $5,948+133.1% | $11,252+23.2% |