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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,425 | $110,240+148.0% | $96,544+183.2% | $139,487+96.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 11.61% | 26.41%-14.8pp | 25.88%-14.3pp | 373.84%-362.2pp |
| Employer contribution / active EE | $8,333 | $3,622+130.1% | $2,966+180.9% | $4,755+75.3% |
| Participant deferral / active EE | $1,369 | $5,549-75.3% | $4,851-71.8% | $6,713-79.6% |
| Admin fee / account holder | $3,453 | $11,602-70.2% | $8,254-58.2% | $11,407-69.7% |