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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,591 | $99,345-81.3% | $84,753-78.1% | $273,972-93.2% |
| Participation rate | 80.0% | 80.7%-0.7pp | 76.6%+3.4pp | 83.0%-3.0pp |
| Annual return | 0.90% | 22.93%-22.0pp | 22.78%-21.9pp | 41.46%-40.6pp |
| Employer contribution / active EE | $3,164 | $4,214-24.9% | $3,574-11.5% | $4,869-35.0% |
| Participant deferral / active EE | $413 | $4,270-90.3% | $3,712-88.9% | $5,287-92.2% |
| Admin fee / account holder | $1,332 | $6,645-80.0% | $5,333-75.0% | $10,133-86.9% |