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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,018 | $106,008-75.5% | $92,240-71.8% | $147,586-82.4% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 302.68% | 50.05%+252.6pp | 176.29%+126.4pp | 578.59%-275.9pp |
| Employer contribution / active EE | $2,834 | $4,333-34.6% | $3,680-23.0% | $4,876-41.9% |
| Participant deferral / active EE | $1,203 | $4,478-73.1% | $3,897-69.1% | $5,439-77.9% |
| Admin fee / account holder | $3,748 | $6,333-40.8% | $5,194-27.8% | $10,886-65.6% |