Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
SECURITIES AMERICA INC6+ years Filed as: M&T SECURITIES Service code 55 · EIN 16-1263079 | Other Commissions | $18,248 |
Service code 37 · EIN 04-2647786 | Loan Processing | $394 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,034 | $69,383+39.9% | $101,271-4.2% | $73,493+32.0% |
| Participation rate | 52.3% | 68.4%-16.1pp | 75.8%-23.5pp | 70.7%-18.4pp |
| Annual return | 13.44% | 18.46%-5.0pp | 46.48%-33.0pp | 28.51%-15.1pp |
| Employer contribution / active EE | $482 | $2,628-81.7% | $3,660-86.8% | $2,270-78.8% |
| Participant deferral / active EE | $2,417 | $3,301-26.8% | $4,371-44.7% | $3,740-35.4% |
| Admin fee / account holder | $4 | $704-99.4% | $5,948-99.9% | $513-99.1% |