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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,957 | $96,678-36.9% | $86,640-29.6% | $139,466-56.3% |
| Participation rate | 73.3% | 74.4%-1.1pp | 71.7%+1.6pp | 80.3%-7.0pp |
| Annual return | 14.48% | 106.69%-92.2pp | 592.52%-578.0pp | 373.66%-359.2pp |
| Employer contribution / active EE | $2,416 | $3,265-26.0% | $3,024-20.1% | $4,754-49.2% |
| Participant deferral / active EE | $6,843 | $4,837+41.5% | $4,438+54.2% | $6,712+1.9% |
| Admin fee / account holder | $446 | $6,410-93.0% | $5,616-92.1% | $11,409-96.1% |