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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,352 | $100,938-50.1% | $90,461-44.3% | $158,982-68.3% |
| Participation rate | 69.2% | 75.0%-5.8pp | 72.7%-3.5pp | 82.0%-12.7pp |
| Annual return | 8.78% | 1727.20%-1718.4pp | 1294.76%-1286.0pp | 302.99%-294.2pp |
| Employer contribution / active EE | $665 | $3,691-82.0% | $3,264-79.6% | $4,763-86.0% |
| Participant deferral / active EE | $1,294 | $4,350-70.2% | $3,964-67.4% | $5,983-78.4% |
| Admin fee / account holder | $348 | $6,510-94.7% | $5,617-93.8% | $11,252-96.9% |