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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,993 | $92,743-47.2% | $82,744-40.8% | $134,532-63.6% |
| Participation rate | 66.7% | 75.2%-8.5pp | 72.6%-5.9pp | 81.2%-14.6pp |
| Annual return | -13.89% | 946.63%-960.5pp | 702.22%-716.1pp | 418.27%-432.2pp |
| Employer contribution / active EE | $0 | $3,273-100.0% | $3,008-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $3,221 | $4,802-32.9% | $4,395-26.7% | $6,401-49.7% |
| Admin fee / account holder | $341 | $5,977-94.3% | $5,325-93.6% | $11,429-97.0% |