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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,254 | $88,815-22.0% | $81,882-15.4% | $145,897-52.5% |
| Participation rate | 81.3% | 75.1%+6.2pp | 72.4%+8.9pp | 80.3%+0.9pp |
| Annual return | 10.85% | 1033.75%-1022.9pp | 779.47%-768.6pp | 552.29%-541.4pp |
| Employer contribution / active EE | $1,695 | $3,086-45.1% | $2,916-41.9% | $4,663-63.6% |
| Participant deferral / active EE | $7,501 | $4,647+61.4% | $4,323+73.5% | $6,689+12.1% |
| Admin fee / account holder | $3,283 | $8,434-61.1% | $7,360-55.4% | $13,390-75.5% |