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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,254 | $88,754-22.0% | $81,820-15.4% | $145,877-52.5% |
| Participation rate | 81.3% | 75.1%+6.2pp | 72.4%+8.9pp | 80.3%+0.9pp |
| Annual return | 10.85% | 1031.77%-1020.9pp | 777.93%-767.1pp | 551.28%-540.4pp |
| Employer contribution / active EE | $1,695 | $3,085-45.1% | $2,915-41.9% | $4,663-63.7% |
| Participant deferral / active EE | $7,501 | $4,648+61.4% | $4,323+73.5% | $6,691+12.1% |
| Admin fee / account holder | $3,283 | $8,424-61.0% | $7,391-55.6% | $13,402-75.5% |