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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,967 | $102,393+2.5% | $147,041-28.6% | $80,911+29.7% |
| Participation rate | 94.5% | 75.9%+18.7pp | 82.2%+12.4pp | 67.6%+26.9pp |
| Annual return | 17.15% | 134.95%-117.8pp | 419.21%-402.1pp | 35.63%-18.5pp |
| Employer contribution / active EE | $381 | $3,715-89.7% | $4,935-92.3% | $2,756-86.2% |
| Participant deferral / active EE | $7,471 | $6,647+12.4% | $8,071-7.4% | $4,297+73.9% |
| Admin fee / account holder | $16,643 | $7,943+109.5% | $13,006+28.0% | $6,935+140.0% |