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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,638 | $93,598-2.1% | $135,974-32.6% | $75,173+21.9% |
| Participation rate | 94.7% | 75.2%+19.5pp | 81.9%+12.8pp | 67.2%+27.5pp |
| Annual return | 21.82% | 30.89%-9.1pp | 68.30%-46.5pp | 160.72%-138.9pp |
| Employer contribution / active EE | $394 | $3,538-88.9% | $4,859-91.9% | $2,671-85.3% |
| Participant deferral / active EE | $7,307 | $6,405+14.1% | $7,760-5.8% | $4,126+77.1% |
| Admin fee / account holder | $13,407 | $6,978+92.1% | $10,767+24.5% | $5,651+137.3% |