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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $735,163 | $118,488+520.5% | $98,462+646.6% | $139,487+427.0% |
| Participation rate | 85.7% | 77.5%+8.3pp | 75.2%+10.5pp | 80.3%+5.4pp |
| Annual return | 15.12% | 18.96%-3.8pp | 21.17%-6.1pp | 373.84%-358.7pp |
| Employer contribution / active EE | $15,263 | $3,611+322.7% | $3,049+400.6% | $4,755+221.0% |
| Participant deferral / active EE | $4,286 | $5,393-20.5% | $4,738-9.6% | $6,713-36.2% |
| Admin fee / account holder | $1,877 | $13,868-86.5% | $8,875-78.8% | $11,407-83.5% |