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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $578,881 | $116,203+398.2% | $93,621+518.3% | $152,909+278.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 20.58% | 35.96%-15.4pp | 32.76%-12.2pp | 345.46%-324.9pp |
| Employer contribution / active EE | $14,541 | $3,219+351.7% | $2,719+434.9% | $4,764+205.2% |
| Participant deferral / active EE | $5,417 | $4,605+17.6% | $4,070+33.1% | $5,851-7.4% |
| Admin fee / account holder | $14,114 | $10,751+31.3% | $7,890+78.9% | $11,601+21.7% |