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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,674 | $79,209+39.7% | $102,434+8.0% | $74,459+48.6% |
| Participation rate | 48.2% | 74.8%-26.6pp | 76.5%-28.3pp | 67.2%-19.0pp |
| Annual return | 13.22% | 54.98%-41.8pp | 29.46%-16.2pp | 1369.70%-1356.5pp |
| Employer contribution / active EE | $997 | $2,362-57.8% | $3,023-67.0% | $2,626-62.0% |
| Participant deferral / active EE | $3,383 | $4,417-23.4% | $5,055-33.1% | $4,350-22.2% |
| Admin fee / account holder | $24,585 | $2,002+1128.1% | $9,462+159.8% | $1,945+1164.2% |