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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,287 | $56,197+41.1% | $67,652+17.2% | $59,633+33.0% |
| Participation rate | 58.7% | 71.5%-12.8pp | 75.7%-17.0pp | 68.7%-10.0pp |
| Annual return | 0.61% | 18508.10%-18507.5pp | 6625.40%-6624.8pp | 2041.45%-2040.8pp |
| Employer contribution / active EE | $796 | $1,615-50.7% | $2,266-64.9% | $2,203-63.8% |
| Participant deferral / active EE | $2,482 | $2,844-12.7% | $3,560-30.3% | $3,192-22.2% |
| Admin fee / account holder | $2,168 | $3,958-45.2% | $4,821-55.0% | $4,297-49.5% |