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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,851 | $73,978-62.4% | $96,515-71.1% | $75,173-63.0% |
| Participation rate | 40.5% | 66.4%-25.9pp | 74.3%-33.8pp | 67.2%-26.7pp |
| Annual return | 20.72% | 26.72%-6.0pp | 35.73%-15.0pp | 160.72%-140.0pp |
| Employer contribution / active EE | $1,177 | $2,931-59.8% | $3,740-68.5% | $2,671-55.9% |
| Participant deferral / active EE | $1,774 | $3,660-51.5% | $4,880-63.7% | $4,126-57.0% |
| Admin fee / account holder | $1,259 | $5,219-75.9% | $6,735-81.3% | $5,651-77.7% |