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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,961 | $115,814-88.8% | $101,275-87.2% | $158,982-91.8% |
| Participation rate | 82.6% | 79.4%+3.2pp | 75.8%+6.8pp | 82.0%+0.6pp |
| Annual return | 23.89% | 56.16%-32.3pp | 46.48%-22.6pp | 302.99%-279.1pp |
| Employer contribution / active EE | $1,563 | $4,176-62.6% | $3,660-57.3% | $4,763-67.2% |
| Participant deferral / active EE | $2,308 | $4,958-53.4% | $4,371-47.2% | $5,983-61.4% |
| Admin fee / account holder | $791 | $7,249-89.1% | $5,948-86.7% | $11,252-93.0% |