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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,207 | $107,368-92.4% | $92,915-91.2% | $152,909-94.6% |
| Participation rate | 83.3% | 79.8%+3.5pp | 76.0%+7.3pp | 82.5%+0.9pp |
| Annual return | 33.96% | 145.64%-111.7pp | 109.45%-75.5pp | 345.46%-311.5pp |
| Employer contribution / active EE | $1,540 | $4,222-63.5% | $3,653-57.9% | $4,764-67.7% |
| Participant deferral / active EE | $2,236 | $4,848-53.9% | $4,238-47.2% | $5,851-61.8% |
| Admin fee / account holder | $302 | $7,082-95.7% | $5,796-94.8% | $11,601-97.4% |