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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,820 | $100,811-11.9% | $86,698+2.4% | $134,545-34.0% |
| Participation rate | 77.3% | 79.0%-1.7pp | 76.6%+0.7pp | 81.2%-4.0pp |
| Annual return | -26.40% | 29.11%-55.5pp | 35.96%-62.4pp | 418.37%-444.8pp |
| Employer contribution / active EE | $1,512 | $3,490-56.7% | $2,837-46.7% | $4,742-68.1% |
| Participant deferral / active EE | $3,709 | $5,339-30.5% | $4,656-20.3% | $6,401-42.1% |
| Admin fee / account holder | $1,702 | $10,926-84.4% | $7,492-77.3% | $11,431-85.1% |