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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,192 | $86,298+33.5% | $111,308+3.5% | $85,847+34.2% |
| Participation rate | 63.0% | 73.3%-10.4pp | 77.3%-14.4pp | 69.3%-6.4pp |
| Annual return | 27.26% | 19.99%+7.3pp | 54.67%-27.4pp | 318.61%-291.3pp |
| Employer contribution / active EE | $1,105 | $2,044-45.9% | $2,732-59.5% | $2,565-56.9% |
| Participant deferral / active EE | $2,560 | $3,641-29.7% | $4,487-42.9% | $3,952-35.2% |
| Admin fee / account holder | $1,220 | $8,189-85.1% | $7,965-84.7% | $6,261-80.5% |