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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,545 | $78,423+11.6% | $95,964-8.8% | $79,856+9.6% |
| Participation rate | 62.1% | 73.5%-11.4pp | 77.1%-15.0pp | 69.6%-7.6pp |
| Annual return | 17.97% | 19.37%-1.4pp | 91.64%-73.7pp | 31.71%-13.7pp |
| Employer contribution / active EE | $880 | $1,945-54.8% | $2,541-65.4% | $2,471-64.4% |
| Participant deferral / active EE | $2,079 | $3,440-39.6% | $4,167-50.1% | $3,741-44.4% |
| Admin fee / account holder | $22,060 | $5,622+292.4% | $6,797+224.6% | $5,306+315.7% |