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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,500 | $150,447+16.7% | $136,298+28.8% | $147,586+18.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 18.97% | 1049.15%-1030.2pp | 5156.27%-5137.3pp | 578.59%-559.6pp |
| Employer contribution / active EE | $6,062 | $5,256+15.3% | $4,696+29.1% | $4,876+24.3% |
| Participant deferral / active EE | $10,646 | $6,631+60.6% | $6,247+70.4% | $5,439+95.7% |
| Admin fee / account holder | $4,440 | $10,906-59.3% | $9,244-52.0% | $10,886-59.2% |