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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,666 | $135,956-2.4% | $123,894+7.1% | $273,972-51.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 20.53% | 56.63%-36.1pp | 47.52%-27.0pp | 41.46%-20.9pp |
| Employer contribution / active EE | $5,343 | $5,170+3.4% | $4,617+15.7% | $4,869+9.7% |
| Participant deferral / active EE | $10,515 | $6,343+65.8% | $5,984+75.7% | $5,287+98.9% |
| Admin fee / account holder | $38,417 | $9,817+291.3% | $8,357+359.7% | $10,133+279.1% |