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| Provider | Service type | Compensation |
|---|---|---|
CORNERSTONE ADVISORS ASSET MGMT6+ years Filed as: CORNERSTONE INSTITUTIONAL INVESTORS Service code 26 · EIN 23-2933229 | Advisory (Participants) | $22,511 |
Filed as: JOHN HANCOCK LIFE INSURANCE CO USA Service code 15 · EIN 01-0233346 | Recordkeeping | $600 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,170 | $54,590-24.6% | $81,726-49.6% | $73,497-44.0% |
| Participation rate | 63.6% | 68.3%-4.7pp | 72.0%-8.4pp | 70.7%-7.1pp |
| Annual return | 13.55% | 17.74%-4.2pp | 29.49%-15.9pp | 28.51%-15.0pp |
| Employer contribution / active EE | $1,261 | $1,636-22.9% | $4,311-70.7% | $2,270-44.4% |
| Participant deferral / active EE | $2,622 | $2,759-5.0% | $7,108-63.1% | $3,740-29.9% |
| Admin fee / account holder | $259 | $592-56.2% | $5,160-95.0% | $513-49.4% |