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| Provider | Service type | Compensation |
|---|---|---|
CORNERSTONE ADVISORS ASSET MGMT8+ years Filed as: CORNERSTONE INSTITUTIONAL INVESTORS Service code 26 · EIN 23-2933229 | Advisory (Participants) | $22,583 |
Filed as: JOHN HANCOCK LIFE INSURANCE CO USA Service code 15 · EIN 01-0233346 | Recordkeeping | $575 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,827 | $50,199-26.6% | $69,890-47.3% | $66,949-45.0% |
| Participation rate | 60.0% | 66.3%-6.3pp | 70.5%-10.5pp | 69.8%-9.8pp |
| Annual return | -14.35% | -13.85%-0.5pp | 190.84%-205.2pp | 1.57%-15.9pp |
| Employer contribution / active EE | $1,111 | $1,864-40.4% | $2,560-56.6% | $2,545-56.4% |
| Participant deferral / active EE | $2,331 | $3,112-25.1% | $3,848-39.4% | $4,239-45.0% |
| Admin fee / account holder | $280 | $600-53.3% | $6,267-95.5% | $594-52.8% |