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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,125 | $160,040+95.0% | $147,096+112.2% | $145,877+114.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.54% | 98.49%-90.0pp | 419.75%-411.2pp | 551.28%-542.7pp |
| Employer contribution / active EE | $1,509 | $5,289-71.5% | $4,936-69.4% | $4,663-67.6% |
| Participant deferral / active EE | $4,006 | $8,429-52.5% | $8,071-50.4% | $6,691-40.1% |
| Admin fee / account holder | $74,435 | $15,050+394.6% | $13,005+472.3% | $13,402+455.4% |