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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,936 | $157,304+81.8% | $141,197+102.5% | $152,909+87.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.23% | 64.34%-43.1pp | 71.41%-50.2pp | 345.46%-324.2pp |
| Employer contribution / active EE | $1,855 | $5,263-64.8% | $4,736-60.8% | $4,764-61.1% |
| Participant deferral / active EE | $7,138 | $7,111+0.4% | $6,710+6.4% | $5,851+22.0% |
| Admin fee / account holder | $14,631 | $12,126+20.7% | $10,265+42.5% | $11,601+26.1% |