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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,326 | $148,623+122.3% | $135,974+142.9% | $139,466+136.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 10.88% | 79.30%-68.4pp | 68.30%-57.4pp | 373.66%-362.8pp |
| Employer contribution / active EE | $2,271 | $5,246-56.7% | $4,859-53.3% | $4,754-52.2% |
| Participant deferral / active EE | $4,843 | $8,103-40.2% | $7,760-37.6% | $6,712-27.8% |
| Admin fee / account holder | $14,146 | $12,406+14.0% | $10,767+31.4% | $11,409+24.0% |