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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,621 | $148,623-31.6% | $135,974-25.3% | $139,466-27.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.15% | 79.30%-64.1pp | 68.30%-53.2pp | 373.66%-358.5pp |
| Employer contribution / active EE | $1,901 | $5,246-63.8% | $4,859-60.9% | $4,754-60.0% |
| Participant deferral / active EE | $6,183 | $8,103-23.7% | $7,760-20.3% | $6,712-7.9% |
| Admin fee / account holder | $1,392 | $12,406-88.8% | $10,767-87.1% | $11,409-87.8% |