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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,515 | $138,102-39.5% | $125,381-33.4% | $134,532-37.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -16.45% | 750.73%-767.2pp | 572.31%-588.8pp | 418.27%-434.7pp |
| Employer contribution / active EE | $1,356 | $5,245-74.2% | $4,815-71.8% | $4,741-71.4% |
| Participant deferral / active EE | $4,884 | $7,801-37.4% | $7,448-34.4% | $6,401-23.7% |
| Admin fee / account holder | $2,983 | $11,568-74.2% | $10,007-70.2% | $11,429-73.9% |