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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,791 | $78,690+303.9% | $161,489+96.8% | $87,485+263.3% |
| Participation rate | 92.3% | 67.5%+24.8pp | 78.7%+13.6pp | 68.9%+23.4pp |
| Annual return | 12.48% | 32.74%-20.3pp | 89.72%-77.2pp | 26.06%-13.6pp |
| Employer contribution / active EE | $8,339 | $2,588+222.2% | $4,268+95.4% | $2,596+221.2% |
| Participant deferral / active EE | $6,843 | $3,311+106.7% | $5,630+21.5% | $4,274+60.1% |
| Admin fee / account holder | $3,321 | $6,724-50.6% | $16,006-79.3% | $7,775-57.3% |