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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,309 | $217,432+87.8% | $185,849+119.7% | $167,536+143.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 24.40% | 148.42%-124.0pp | 122.10%-97.7pp | 478.82%-454.4pp |
| Employer contribution / active EE | $8,769 | $5,875+49.3% | $5,169+69.7% | $4,839+81.2% |
| Participant deferral / active EE | $6,870 | $6,357+8.1% | $5,569+23.4% | $6,342+8.3% |
| Admin fee / account holder | $8,118 | $19,818-59.0% | $16,244-50.0% | $12,315-34.1% |