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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,207 | $77,908+355.9% | $149,696+137.3% | $75,173+372.5% |
| Participation rate | 93.3% | 65.6%+27.8pp | 78.8%+14.6pp | 67.2%+26.1pp |
| Annual return | 6.39% | 31.73%-25.3pp | 134.46%-128.1pp | 160.72%-154.3pp |
| Employer contribution / active EE | $7,358 | $3,138+134.5% | $4,821+52.6% | $2,671+175.5% |
| Participant deferral / active EE | $5,112 | $3,411+49.9% | $5,682-10.0% | $4,126+23.9% |
| Admin fee / account holder | $62,032 | $5,950+942.6% | $13,212+369.5% | $5,651+997.8% |