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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $512,428 | $167,352+206.2% | $143,788+256.4% | $134,509+281.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -11.54% | 0.47%-12.0pp | -0.03%-11.5pp | 418.13%-429.7pp |
| Employer contribution / active EE | $7,569 | $5,620+34.7% | $4,952+52.9% | $4,741+59.7% |
| Participant deferral / active EE | $5,424 | $6,447-15.9% | $5,638-3.8% | $6,400-15.2% |
| Admin fee / account holder | $25,618 | $18,091+41.6% | $14,675+74.6% | $11,427+124.2% |